會。若欠債人沒有如實申報所持有物業或其他資產,便有機會令債務重組的申請失敗,而且根據香港法例,在申請債務重組時,須委任代名人向其債權人提出償還債務建議,如果所委任的代名人沒有專業資格,亦有機會申請失敗。 The creditors�?meeting: That is a remote or in-human being Conference, which you'll be able to attend if you want, the place the creditors will choose to accept or reject the IVA propo... https://iva12221.like-blogs.com/29738526/detailed-notes-on-債務舒緩-ivadrp-top